Finaap
Get Started Free
Menu
Trusted by 22+ Users New VAT returns and Corporation Tax, filed to HMRC from Finaap

Take Control of Your Financial Wellness

Track debt, manage expenses, and handle your HMRC tax in one place: Making Tax Digital for Income Tax, VAT returns and Corporation Tax. With our AI Predictability Engine, you could see financial uncertainty before it happens.

No spam. Unsubscribe any time.

Learn More
Debt Tracker

Total Debt

£12,450

Active Debts

3

Paid This Month

£850

Council Tax Priority
£1,200
65% paid off
Credit Card 12.9% APR
£3,800
42% paid off
Personal Loan 8.5% APR
£7,450
28% paid off

Track and manage all your finances in one place

  • Take control of your finances
  • No credit card required
  • Manage finances and track all your debts in one with our automated system
  • HMRC Making Tax Digital (MTD) for Income Tax
  • VAT and Corporation Tax returns, submitted to HMRC

New for UK businesses

VAT and Corporation Tax, filed from where you keep your books

Two new services for VAT-registered businesses and limited companies. Your invoices, bills and bank transactions become your return. You check every figure, then submit it to HMRC yourself.

Making Tax Digital for VAT

VAT returns

Build your VAT return from the invoices, bills and transactions already in Finaap, then submit it to HMRC through Making Tax Digital.

Example return 1 Apr to 30 Jun
Box 1VAT due on sales
£4,820.00
Box 4VAT reclaimed on purchases
£1,315.40
Box 5Net VAT to pay
£3,504.60
  • Raise invoices and credit notes, and record what your suppliers bill you
  • Standard, cash accounting and Flat Rate schemes
  • Reverse charge, postponed import VAT and bad debt relief
  • See which line put each amount into each of the nine boxes
  • Your VAT deadlines, what you owe HMRC and when it is due
Start your VAT return
CT600 Company Tax Return

Corporation Tax

Prepare your company's CT600, attach your accounts and tax computation, and file the whole return to HMRC in one guided flow.

Your return, step by step
  1. 1 Company
  2. 2 Figures
  3. 3 Accounts
  4. 4 Review
  5. Submit
  • Company details filled in from Companies House
  • Upload your accountant's accounts, or create them in Finaap
  • Tax computation produced in the iXBRL format HMRC requires
  • Year ends that span two financial years are split for you
  • Filing and payment deadlines, and HMRC's receipt kept with every return
File your company's return
  1. 01

    Connect to HMRC

    Authorise Finaap with your HMRC sign-in. You can disconnect whenever you like.

  2. 02

    Your records flow in

    Invoices, bills and bank transactions you already keep in Finaap build the figures.

  3. 03

    Check every figure

    See what went into each figure, and correct anything before it is sent.

  4. 04

    You submit, HMRC confirms

    Nothing is sent until you declare and press submit. HMRC's receipt is saved with the return.

Included in the Pro plan, alongside Making Tax Digital for Income Tax and stock tracking. Start with a 7-day free trial.

See pricing

Finaap provides financial management, accounting and tax preparation software. We do not provide financial advice, tax advice, legal advice or accounting services. Any information, calculations or estimates generated by the platform are based on the data available and should be reviewed by you before submission to HMRC. You remain responsible for ensuring that all returns and information submitted are complete and accurate. Example figures are for illustration only.

Everything You Need for Financial Wellness

Professional tools designed to help you track and understand your financial situation

  • Smart Debt Tracking

    Monitor all debts in one place, visualize payoff timelines, and track your progress over time.

  • Easy Expense Tracking

    Quickly categorize and organize your expenses to reveal spending patterns and identify savings opportunities.

  • HMRC Making Tax Digital (MTD) for Income Tax

    Finaap supports HMRC Making Tax Digital for Income Tax functionality, helping eligible individuals and businesses manage digital tax records, income information, expenses, and related tax processes through secure integrated tools.

  • AI Powered Predictability Engine

    Understand your financial behaviour, predict outcomes, and get clear insights - all powered by AI.

  • Financial Reports

    Generate detailed financial summaries and export reports to make informed decisions.

Simple, Secure, Effective

Get started in three easy steps

  1. 1

    Create Your Account

    Sign up in seconds. No credit card required.

  2. 2

    Connect Your Accounts

    Securely link your financial accounts in one place.

  3. 3

    Take Control

    Get instant insights and take control of your finances by yourself.

Your Data, Your Control

We take your privacy seriously and give you full control over your information.

  • Read-Only Access

    We can view your data but never move your money

  • FCA-Authorised Partners

    Bank connections through regulated open banking providers

  • Delete Anytime

    You can remove your data and disconnect accounts whenever you want

Transparency First

We show you what's happening with your finances - you decide what to do

Simple, Transparent Pricing

Start with a 7-day free trial. Cancel anytime.

Starter

Get started with secure open banking and basic financial tracking.

£9.99 /month

or £99/year

Start Free Trial
  • Secure open banking connection
  • Financial overview of income and spending
  • Automatic spending categorisation
  • Basic budgeting tools
  • Monthly summaries and insights

Plus

Everything in Starter, plus advanced budgeting and debt tracking.

MOST POPULAR

£14.99 /month

or £149/year

Start Free Trial
  • Everything in Starter, plus:
  • Advanced budgeting with custom categories
  • Automatic debt tracking across connected accounts
  • Ongoing spending trends and comparisons
  • Exportable summaries for personal records
  • Priority email support

Pro

Everything in Plus, plus HMRC (MTD) tax organisation.

£19.99 /month

or £199/year

Start Free Trial
  • Everything in Plus, plus:
  • VAT returns submitted to HMRC (Making Tax Digital)
  • Corporation Tax (CT600) returns submitted to HMRC
  • HMRC (MTD) tax organisation and calculations
  • Automated income and expense tracking for tax purposes
  • Tax year summaries aligned with UK requirements
  • Downloadable reports to support tax filing
  • Early access to new features as they are released

All plans include a 7-day free trial. No credit card required to start. Cancel anytime.

Frequently Asked Questions

Quick answers to common questions

View all FAQs

What is the financial goal when signing up?

Your financial goal is something you're working towards achieving - like becoming debt-free, saving for a house deposit, or building an emergency fund. It's what keeps you motivated as you track your progress and manage your finances.

How do I work towards my financial goal?

Finaap helps you see where your money goes, track your debts, and monitor your progress over time. By having everything in one place, you can make informed decisions about your spending while staying focused on what matters most to you.

How do I track my debts?

Simply add your debts to Finaap - credit cards, loans, or any money you owe. You can log payments, see your total balance go down over time, and keep track of due dates. It's about having visibility so you stay in control.

Does Finaap tell me what to do with my money?

No. Finaap doesn't give financial advice or tell you what to do. We help you see your full financial picture clearly, so you can make your own decisions. You're in control - we just give you the visibility you need.

Is Finaap free to use?

Finaap offers a free trial so you can explore the platform. After that, we have affordable subscription plans to keep the service running. You can cancel anytime if it's not right for you.

Can I file my VAT return with Finaap?

Yes. If your business is VAT registered, Finaap builds your return from the invoices, bills and transactions you keep in it, shows you how each of the nine boxes was reached, and submits it to HMRC through Making Tax Digital when you press submit. VAT filing is included in the Pro plan.

Can Finaap file my company's Corporation Tax return?

Yes. Finaap guides you through the CT600 Company Tax Return, attaches your accounts and tax computation, and submits the return to HMRC once you have reviewed and declared it. It is built for small UK limited companies. If your company needs supplementary pages or has complex affairs, speak to an accountant. Corporation Tax filing is included in the Pro plan.

Ready to Transform Your Financial Future?

Join thousands taking control of their finances, and now their VAT and Corporation Tax too.

Start Free Trial Try Demo
  • No credit card required
  • Free trial
  • Cancel anytime

Take Finaap with you

Scan a QR code with your phone, or tap to open your app store.

Download on the App Store
Get it on Google Play